I’m doing some catch-up on what other bloggers across the Internet have been writing recently about money. Here is a post that is worth a read, and the comments are pretty good too: Frugal by Necessity or Frugal by Choice at Saving Advice.

A snippet:

In comparison to being frugal by choice, learning to be frugal out of necessity is a bit like being thrown into a swimming pool instead of taking lessons. …

I was glad I had learned to live frugally when frugal living was a choice. Because I read a lot about how others save money, I was able to think instantly of several ways to cut expenses that others who had never tried to save would not have known existed. Living frugally by choice prepared me to live better when I had to live frugally by necessity.

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