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Carnival of Personal Finance April 21 edition

The Happy Rock hosted the April 21 Carnival of Personal Finance. Here are some of the posts you’ll find in the very popular blog showcase with more than 85 articles about all things financial:

  • The Mother Load presents This American’s Dream: “After battling a year of unemployment with my husband and a mounting pile of debt, we made our last credit card payment today. … And if you are a person who can’t answer your phone without worry, if you are struggling with an unemployment situation, if your credit card debt is bigger than your yearly income and you wonder how you can ever get out, I am telling you now that it is possible.” If you need some encouragement in your journey, read this post.
  • Rather Be Shopping presents 5 Ways to Survive on One Income: “When you only have one income to draw on, you better have a really good idea how your money is being spent each month.” Yes, a one-income household was a lifestyle choice for RBS’s family. But some of you in Southeast Michigan didn’t choose that lifestyle and have to figure out in a hurry how to make it work. This list is a good start.
  • Saving Freak presents Cutting the Cost of Food: “By stocking up on these everyday items you will only have to purchase them when they are on sale. This means the first few months you may have to spend a little more on groceries as you start to stock pile everyday items like razors, cereal, meat, etc.” Yes, it does take some up-front investment and a learning curve to rake in big savings on everyday items. But guess what? Most of you are getting an economic stimulus check soon. Use at least some that money to add a new shopping routine to your household. I have a lot of links on my blogroll and on my grocery page that can help you get started.