Jennifer Derrick at Saving Advice has this article: Never pay someone to protect your identity.

A snippet:

The problem with any sort of “identity protection” is that nothing is fool proof. Protecting yourself at the credit bureau level only works as long as the agency issuing the credit actually goes through the bureaus. If they don’t, they have no idea that you’ve put protective measures in place so they may go ahead and issue credit to an impostor.

But she’s got lots of tips on how to reduce your risk.

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