Mrs. Micah has this post Escaping Paycheck to Paycheck.

A snippet:

Of course, if you are living paycheck-to-paycheck, it’s not quite so easy to just not be. For some people, it’s entirely a choice because you like to buy lots of exciting and expensive gadgets, etc. It’d only take one pay cycle to get a thousand or more saved up.

But most people aren’t just frittering away a thousand dollars a month or every two weeks. Many times it’s more a matter of low earnings, combined with a real or perceived need to spend it all (I say perceived because sometimes people think they need things they probably don’t…we all do it).

And she’s got some tips on how to reduce expenses and / or increase income.

In the meantime, Mrs. Micah also has an interesting comment, for a blogger:

I would strongly advise against starting a blog or website specifically to earn money. At least not if you want to see that money soon…blogs require build-up.

This is very, very true. The money blog universe, in particular, is a very crowded part of the Internet.