Are financial problems self inflicted, or beyond your control?
The National Foundation for Credit Counseling had a very interesting question in its December survey, according to a press release issued this week. It is this:
The majority of my financial problems have been:
The answers were:
- A. Self-inflicted (ex: overspending, financially unorganized, etc.) = 63%
- B. Caused by events beyond my control (ex: job loss, medical, etc.) = 37%
The press release also lists some ideas and steps that fit in with typical New Year’s resolutions to organize and take control of your finances.