If you are a long-time reader on this blog, you know about the recurring chatter about payday lending.
Much of the chatter was spurred by the Ohio legal efforts to limit those services. Various people who represent the payday lending industry were offended that a Michigan blogger dared to discuss the headlines in Ohio. Those [...]

How do you handle a car repair, appliance replacement or the co-pays  for a minor medical ailment when you are living paycheck to paycheck?
You set aside money for such things. Even one week’s paycheck left alone in a savings account will be enough to get you through many unexpected but inexpensive situations – the kind [...]

Long-time readers are familiar with the discussions that payday lenders and industry lobbyists have been spinning on my comment boards. If you’re curious about that or need a refresher, check my archives under “payday loans.”
It’s been fairly common for their remarks to show up on posts that have nothing to do with payday lending.  I [...]

The Carnival of Personal Finance for Dec. 1 was hosted by Mighty Bargain Hunter. Here are some of the posts you’ll find on all things financial:

Studenomics presents Are you cash strapped just before the holidays?: “Nobody wants to get rid of their cable. However, drastic times call for drastic measures.” In the Monroe area, this [...]

The shake-out from Ohio’s new payday lending rules is starting to emerge.
The Toledo Blade reports today that New payday loan products are reaction to vote, 79 Ohio sites to close.
A snippet:
As expected, some in the so-called payday loan industry have announced they will close a combined 79 stores in Ohio after the passage of a [...]

If you are a regular reader of Monroe on a Budget, you know that the topic that has resulted in the most comments has been payday loans.
Much of the discussion was fueled by an Ohio ballot issue that sought to restrict payday lending. That ballot issue passed Tuesday. However, I actually started posting about that [...]

Ohio Issue 5, which puts limits on interest rates for payday lending, passed during Tuesday’s elections. This new voter-approved effort is said to be among the strictest payday lending rules in the country.
Details posted at Cleveland.com and at WTVG 13 in Toledo.
Over the past few months, payday lending has resulted in more comments and heated [...]

CBS News has this report: Preparing a family budget you can stick to.
A snippet:
The conventional definition of a budget is a financial plan that includes your income and details everything you spend your money on. A balanced budget is a spending plan that does not exceed your income. A wise budget is a spending plan [...]

A few weeks ago, there was a fascinating conversation erupting on the Monroe on a Budget comment boards about the issue of payday lending.
I blog from Monroe, Mich., which any first-time reader can figure out either from my blog description or my “about” page.
It is not obvious to some of the out-of-town blog readers that [...]

My husband and I are dealing with a cash flow situation.
Most of our bills are due during the first two weeks of the month. In a normal payday cycle, it’s just something we plan on. Money is set aside out of previous checks to get everything cleared out.
This month, we’ve had more unpaid days off [...]