Archive for July, 2008

Ring rattles pose choking hazard

Thursday, July 24th, 2008

About 19,000 Bright Stars ring rattles are being recalled because the tip of the antenna of the bee-shaped rattles can detach and choke tots.
Details are here.

Reebok exer-cycles subject to recall

Thursday, July 24th, 2008

The Reebok “Studio Cycle” exercise cycle is being recalled because its alloy crank can break and injure users.
Details and a photo may be found here.

Affinity group scams on the rise

Thursday, July 24th, 2008

State officials warn investors to be wary of “affinity group fraud,” or investment scams that prey upon members of groups or affiliations, such as religious or ethnic communities, the elderly or professional groups.
Some scammers target group members, especially those that are unfamiliar with how financial markets work, by getting them to invest in fake products.
“Consumers should never invest in something they don’t understand and should remember – if it’s too good to be true, it probably is,” said Ken Ross commissioner of the state Office of Finance and Insurance Regulation. “We’ve seen examples where friends, work colleagues, church members – even family members – let their guard down due to promises of high returns and the personal relationship involved.”
The state has investigated a number of affinity scams that involve “Ponzi” or pyramid schemes, where new investors essentially pay off earlier investors to give the false impression that the investment is successful. The agency is also seeing bogus promissory notes that are being sold as investment products that guarantee above-market, fixed interest rates. Fraudulent promissory notes appear to give investors high returns and safety, but are worthless. In both of these scenarios the scam artist almost always steals the investor money for personal use.
To avoiding affinity group fraud, obtain a prospectus or other form of written information that details the risks in the investment and procedures to get your money out. Also, ask for professional guidance from an outside expert not in your group — an accountant, attorney or financial planner.
Michigan investors with questions about an investment firm, professional or product, may contact the OFIR toll-free at (877) 999-6442 or online at www.michigan.gov/ofir.

Bankruptcies among senior citizens spiking

Thursday, July 24th, 2008

Bankruptcy filings among senior citizens are way up, apparently due to rising health care costs, according to a new study.

Product recalls rise sharply

Thursday, July 24th, 2008

Recalls of consumer products were up 22 percent during the first half of this year, compared to a year ago, spurring more calls for reform of consumer product safety laws.
For more information about the issue, click here.

Dirt Devil vacuum accessories being recalled

Wednesday, July 23rd, 2008

Nearly a million accessory tools for some Dirt Devil vacuums are being recalled because plastic parts in the tools can break apart and be ejected and cut users.
More details can be found here.

Walther air cylinders can burst

Wednesday, July 23rd, 2008

Walther air cylinders used to power air pistols can burst.
Don’t use them.
Check out the dangers here.

Amsterdam bicycles have chainguard flaw

Wednesday, July 23rd, 2008

Electra Bicycle Co. is recalling its Amsterdam bicycles because the chain guard has a defect that can cause the chain to derail and toss the rider.
More information can be found here.

It’s my Binky pacifiers being recalled

Wednesday, July 23rd, 2008

About 115,000 “It’s my Binky” personalized pacifiers are being recalled because the nipple can detach and pose a choking hazard to babies.
For details on the recall, click here.

Can lighting fixture could be fire hazard

Wednesday, July 23rd, 2008

An indoor can-style lighting fixture might be missing a thermal protector that could lead to overheating and a fire.
Details of the recall are here.

State issues warning on raw peppers

Wednesday, July 23rd, 2008

The Michigan Department of Agriculture (MDA) is warning consumers not to eat raw jalapeno peppers unless they are grown locally, due to a continuing federal investigation of a nationwide salmonella outbreak. Cooked or pickled jalapeno peppers are safe to eat.
“This is one of the most complex foodborne illness investigations we
have encountered in a long time. Trying to determine an exact source of the original outbreak strain is similar to trying to find a tiny needle in a very large haystack,” said Katherine Fedder, MDA’s Food and Dairy Division Director. “I would encourage consumers to purchase locally grown produce whenever possible if there is any concern relative
to food origin.”
The U.S. Food and Drug Administration said it found one jalapeno pepper sample is a positive genetic match with the current Salmonella Saintpaul outbreak strain. The sample was obtained during an FDA inspection at a produce distribution center in McAllen, Texas. The pepper was grown on a farm in Mexico. The produce distribution center, Agricola Zaragoza, voluntarily recalled jalapeno peppers the company has distributed since June 30, 2008.
The consumer advisory remains in effect for vulnerable populations (infants, the elderly, and immune-compromised people), who should avoid eating raw serrano peppers as the investigation continues.
Salmonella can cause serious and sometimes fatal infections particularly in young children, frail or elderly people, and those with weakened immune systems. Healthy persons often experience fever, diarrhea (which may be bloody), nausea, vomiting, and abdominal pain.
For more information, visit FDA’s Web site.

ID theft scammers calling area residents

Wednesday, July 23rd, 2008

Members and non-members of Monroe County Community Credit Union and Monroe Automotive Federal Credit Union have been getting calls in recent days from an automated call system that appears to be part of an ID theft scam.
The recording tells people their credit cards or ATM cards have been compromised and they need to call 515-414-2686 to confirm account numbers with the security department. The caller is a female voice and when the phone number is called and card information is input into the system, a man’s voice confirms the numbers.
Local phone numbers are being dialed at random, according to Michael Newman, credit union executive vice president and chief operations officer. “We have contacted the Monroe City Police Department and they are working to shut the phone number down,” he said. “We are assuring our members that their accounts have not been affected and there has not been any type of breach on any of our systems. We are advising the community not to respond to these calls.”
He noted that phone and phishing scams have been numerous this year, but thanks to public education regarding ID theft scams, very few people that receive calls requesting personal information give out any information.

How healthy is your child’s car seat?

Tuesday, July 22nd, 2008

HealthyCar.org has an online Car Seat Guide, a searchable database that lists the amount of toxic chemicals in certain brands and types of child car seats.
The Web site also provides recommendations on how to ensure that some of the toxicity doesn’t affect car occupants.

Insurance advocate launches Web site

Monday, July 21st, 2008

Michigan’s Automobile and Home Insurance Consumer Advocate Butch Hollowell has launched a Web site, to provide consumers with information on automobile and home insurance rates.
Hollowell also said his office’s major objectives include a plan to revisit how insurance affordability is defined in Michigan, and a No Fine Print Initiative, which seeks to reform the way insurance policies are written so consumers can clearly understand what is covered and what is excluded.
The Web site also features an “e-Feedback” section allows citizens to comment on issues like credit scoring, and an “ABCs of No Fault” section that explains the basics of No Fault insurance in understandable terms.
Mr. Hollowell said a recent national safety study by the Allstate Insurance Company ranked Michigan’s drivers as some of the safest in the United States.
“The Allstate report stands in stark contrast to Michigan’s high auto insurance rates,” Mr. Hollowell said. “Michigan drivers are doing a good job, yet our rates are sky high. As advocate, I am taking the consumer’s side in examining the nature of the system we have in Michigan to determine why rates are unaffordable.”
As insurance advocate, Mr. Hollowell will meet with citizens, consumer groups, experts, and insurance industry representatives in developing recommendations for needed reforms.
He also said he would work to educate consumers on how to protect themselves against predatory or illegal insurance practices and coordinate advocacy and educational efforts with non-governmental consumer advocacy entities and other organizations.

New gas cans to have child-proof caps

Saturday, July 19th, 2008

Portable gasoline cans sold next year will be required to have a child-resistant cap, under a new law meant to reduce the incidence of burning accidents.
Details may be found here.